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FACULTY OF BUSINESS MANAGEMENT

Course code: BBBM4103 BANK MANAGEMENT

ASSIGNMENT (Individual) JANUARY 2014 Trimester

Date Assigned: 14 Jan 2014 Due Date: 20 Feb 2014

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Appendix 1

OPEN UNIVERSITY MALAYSIA FACULTY OF BUSINESS AND MANAGEMENT

Course Code: BBBM 4103



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Table of contents 1.0 Company profile………………………………………………………………………….…4 2.0 Types of Financial Products offered by the Banks ………………………………………...6 3.0 Comparison between Islamic banking systems and Conventional banking systems ……..9 4.0 Summary………………………………………………..………………………………….13 Reference list………………………….……………………………………………………….14

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BANKING SYSTEM 1.0 Company profile 1.1 Bank of Maldives (BML): Bank of Maldives shortly called BML is the first local conventional bank established in Maldives in banking industry. It was founded in 11th November, 1982 and was inaugurated by the former president Maumoon Abdul Gayyoom. “The Bank of Maldives was started as a joint venture between the Government of Maldives and IFCI bank Dhaka” (Kishore, 2008). But now there is no longer any share of IFCI in Bank of Maldives. Bank of Maldives became a public company in 1993 and still it is the same. The nature of business or main business of this BML is banking. Bank of Maldives, through its subsidiaries, “provides various banking and financial products and services for individual customers, small and middle market businesses, institutional investors, corporations, and government in the Maldives and internationally” (Kishore, 2008). Bank of Maldives provides nearly all the banking services desired for their civilians and businesses founded in Maldives. BML has given 31 years of services and they are fully computerized and they have their branches all around the country. There are 26 branches of BML in different parts of the Maldives. This is the only bank in Maldives which has branches around the Maldives. So as it is serving the entire nation through the largest banking network reaching virtually...

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