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Federal Mortgage Bank Essay

  • Submitted by: collex2rhyme
  • on February 23, 2013
  • Category: History
  • Length: 4,771 words

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Below is an essay on "Federal Mortgage Bank" from Anti Essays, your source for research papers, essays, and term paper examples.

A Review of Housing Delivery Efforts in Nigeria
Bala Kabir and S.A. Bustani Department of Building, Faculty of Environmental Design, Ahmadu Bello University-Zaria-Nigeria

Abstract
In a developing country like Nigeria, the housing problem basically relates to quantitative and qualitative inadequacies. On the supply side, various government policies in the past have been formulated towards overcoming the huge shortage through several Housing Reform Programmes. Despite these past efforts, housing continues to be a mirage to ordinary Nigerian. Currently, there are various mass housing delivery Programmes such as the affordable housing scheme that utilize the Public Private Partnership effort and several Private Finance Initiative models could only provide for about 3% of the required stock. This suggests the need for a holistic solution in approaching the problem. While the quality of the existing stock is also under a heavy scrutiny in term design and desired functions including acceptable livable neighborhood, 87% of the existing stocks are backlogs which are stocks that do not meet the minimum quality requirement. This paper reviews the past and current housing delivery Programmes in Nigeria and analyses the demand and supply side issues. It identifies the various housing delivery mechanisms in current practice and suggests a holistic programme to address the huge housing shortage in Nigeria. INTRODUCTION Housing, literally is defined as Buildings or other shelters in which people live, a place to live, a dwelling etc and to Nations a critical component in social and economic fabric. Housing represents one of the most basic human needs. As a unit of the environment, it has a profound influence on the health, efficiency, social behavior, satisfaction and general welfare of the community (Onibokun 1998). To most groups housing means shelter but to others it means more as it serves as one of the best indicators of a person’s standard of living and his or her place...

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"Federal Mortgage Bank". Anti Essays. 16 Dec. 2018

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Federal Mortgage Bank. Anti Essays. Retrieved December 16, 2018, from the World Wide Web: http://teachingsail.com/free-essays/Federal-Mortgage-Bank-411276.html


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